End Financial Stress Once and For All
You want to get out of debt and do more with the money you
have but don’t know where to start. I can help!
Can I Show You What Changed My Life?
Just like you, I was sick and tired of feeling like I could never get ahead financially. There was always another bill, always another payment, and no matter what I did I couldn’t escape the worry that I was somehow getting it wrong.
Then I discovered 101 Financial. My instructor showed me simple principles and provided useful tools that helped me make better everyday decisions—and it completely transformed my finances!
Because it’s made such a difference for me, I’ve joined 101 Financial’s crusade for financial literacy as an instructor so I can help others make the same changes in their lives. I would love to help you see how you can transform your personal finances too.
It's No Wonder Money Is The #1 Cause Of Stress
78%
Of full-time employees live
paycheck to paycheck
65%
Of adults don't know if they'll
ever pay off their debt
40%
Of adults spend MORE than
they earn
Why work with a Financial Wellness Coach?
One on One Support
All your classes are just with your instructor. That means you are never sharing your finances with a classroom full of people and we build a plan that is perfect for you.
Financial Literacy
What if I told you it wasn't your fault? Most people are not educated in finances but our classes teach you about budgeting, debt elimanation, and savings plans, and about the banking terms.
101 Software
You get access to 101 Financial's cashflow software for 1 year included in your tuition payment. This helps you keep track of your expenses more easily and allows you to see how future expenses will affect your budget.
Freedom from Financial Stress
All our students quickly see a change in how they feel about their finances. Education leads to less anxiety and big strides toward being debt free and building wealth.
What If I Told You It’s Not Your Fault
Most of us were never taught how to handle our finances, and quite honestly the banks don’t really want us understanding the system—let along working it. It’s no wonder so many of us are in debt, overworked, overstressed, and frustrated about money. At 101 Financial, we’ve figured out a better way, and it starts with financial literacy.
Our courses make personal finances simple, individualized, and stress free. We show you what many people don't know about managing money so you can make informed financial decisions and live the life you want—and it doesn’t require you to live off rice and beans or work 4 jobs!
- Eliminate debt and save thousands in interest.
- Remove financial stress from your home.
- Overcome past financial mistakes.
- Be empowered by a budget that fits your life.
- Build a future you’re excited about.
Free Personalized Financial Report
Take the first step towards financial peace of mind by filling out the 101 Financial Analyzer to receive your free personalized financial report - a $250 value.
Simply answer a few questions about your finances and we will email your report to you right away. (Complete and accurate information will produce a more accurate analysis and forecast.)
- It only takes 2 minutes
- Free, no obligation
- Your information is safe & secure
- See how fast you can be debt-free
I’m Here For You
As a 101 Financial instructor, I have personally felt the change, financial success, and peace of mind financial literacy brings—after all, I was once a student just like you! As I’m guiding you through this process we’ll meet one-on-one, either in person or over video call to go over the curriculum and give you chance to ask all of your questions—even the embarrassing ones.
I am your teacher, mentor, and financial cheerleader. I will give you the personal instruction and encouragement you need to makeover your finances and stick to your plan. You’re not alone. With 101 Financial, you have everything you need to succeed. Stress-free finances here we come!
Erin Rossetta
3 Steps to Mastering Your Finances
I know you want to be financially free without drastically changing your lifestyle. I'll help you every step of the way. Here's how it works:
1 Get a Plan Built For You
I'll work closely with you to build a personalized, financial plan specific to your lifestyle, family, future goals.
2 Have a guide with your every step of the way
I will show you one-on-one, exactly how to implement your plan and start transforming your finances.
3 Get on with the better things in life
No matter your goal - being debt free, a homeowner, or financially free - you'll now have the no how to financially achieve it.
How it Works
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Testimonials

Taking the 99 course and working with Erin as my financial coach has been one of the best things I’ve ever done for myself! I've only been a student for 6 weeks and I've already saved $1,000. I have been more conscious of what I am spending and how I am spending my money. By using the tools provided through the course, and going through each step with someone keeping me accountable and answering my questions, I have tremendously cut down on my frivolous spending habits. I can’t wait to take the next step and continue working with her! Thank you Erin for helping me gain control of my finances again❤️
Jo'neya, Boise
3 Class Options for You to Choose From!
99 Financial
Our 99 course is the springboard for all new students. It teaches you a better way to budget, techniques for building credit, and ways to increase your monthly cash flow. This is your financial starting point for a solid foundation.
Discover how to:
- Organize your finances
- Run financial projections to boost your cash flow (just like a business does!) and be consistently in the green each month
- Start saving strategically to cover emergencies and meet both short-term and long-term goals
- Improve your credit score (so you can qualify for lower interest rates and better credit products)
You’ll have customized, face-to-face classes with your certified 101 instructor as well as access to an entire library of video tutorials and the 101 Platform that makes it easy to manage all of your financial information so you can start applying the proven 101 Financial system.
100 Financial
Our 100 course builds on the foundation laid in the 99 course. In this course, you’ll continue to up-level your skills.
Discover how to:
- Continue predicting and improving your cash flow
- Extend your credit building with smart credit card use
- Start eliminating your debt!
Your certified 101 Instructor will build a customized learning plan for you to help you meet all your credit-building and debt-reduction goals. You’ll refer back to and expand on the concepts learned in the 99 course to make sure you master the mechanics of the 101 Financial system.
101 Financial
Our 101 course empowers you to go even further by building on the principles taught in both the 99 and 100 courses. You’ll expand your toolset for rapidly paying off debt through a close working relationship with your certified 101 Instructor.
Discover how to:
- Continue projecting and increasing cash flow
- Continue building a more extensive, positive credit history
- Master accelerated debt elimination with smart banking techniques
Your certified 101 Instructor will show you exactly how to use smart banking to leverage specific credit products and pay down high-priority debts in a fraction of the time. You’ll continue to have face-to-face instruction as well as access to the library of video tutorials and the 101 Platform so you can achieve your financial goals.
Contact Erin
I'd love to hear from you!